Terms of Service

Last Updated: 1 May 2026

These Terms of Service govern your use of the Advantage Insurance LLC website and related communications, including SMS text messaging. By accessing this website, submitting information through our forms, requesting a quote, or choosing to receive communications from Advantage Insurance LLC, you agree to these Terms of Service.

Use of This Website

The information provided on this website is for general informational purposes only. Advantage Insurance LLC makes reasonable efforts to keep website information accurate and current, but we do not guarantee that all information is complete, accurate, or up to date at all times.

Nothing on this website should be interpreted as a guarantee of insurance coverage, pricing, eligibility, policy issuance, or claim approval. Insurance coverage is subject to the terms, conditions, exclusions, underwriting guidelines, payment requirements, and approval of the applicable insurance carrier.

Insurance Quotes and Coverage

Submitting a quote request, contact form, renewal review request, or service request does not create an insurance policy, bind coverage, or guarantee that coverage will be available.

Coverage is not effective unless and until confirmed in writing by Advantage Insurance LLC or the applicable insurance carrier and all required underwriting, payment, and application requirements have been satisfied.

You are responsible for providing accurate, complete, and current information when requesting a quote, policy change, renewal review, or service assistance. Inaccurate or incomplete information may affect quote accuracy, coverage eligibility, policy issuance, or claim handling.

No Professional Guarantee

Advantage Insurance LLC may provide insurance information, coverage options, quote comparisons, and service guidance. However, final insurance terms, rates, eligibility, approvals, and coverage decisions are determined by the applicable insurance carrier.

Website Availability

Advantage Insurance LLC does not guarantee that this website will always be available, uninterrupted, secure, or error free. We may modify, suspend, or discontinue any portion of the website at any time without notice.

Intellectual Property

The content on this website, including text, graphics, logos, images, page layout, and other materials, is owned by or licensed to Advantage Insurance LLC unless otherwise stated.

You may view and use website content for personal, non-commercial purposes. You may not copy, reproduce, modify, distribute, sell, or use website materials for commercial purposes without prior written permission from Advantage Insurance LLC.

Third-Party Links

This website may include links to third-party websites. Advantage Insurance LLC is not responsible for the content, accuracy, privacy practices, security, or availability of third-party websites. Use of third-party websites is at your own risk.

Limitation of Liability

Advantage Insurance LLC is not liable for damages arising from your use of this website, inability to use this website, reliance on website information, submission of incomplete or inaccurate information, or access to third-party websites linked from this website.

Some jurisdictions may not allow certain limitations of liability, so portions of this section may not apply to you.

SMS Communications Terms

By providing your phone number and choosing to receive SMS text messages from Advantage Insurance LLC, you agree to receive text messages from us at the phone number provided.

SMS messages may include, but are not limited to:

Insurance quote updates
Customer service communications
Policy servicing updates
Appointment reminders
Renewal reminders
Billing reminders
Claims-related communications
Other relevant insurance service notifications

If Advantage Insurance LLC sends promotional or marketing messages by SMS, those messages will only be sent where permitted and based on the consent provided.

SMS Consent and Data Usage

Phone numbers collected through the SMS consent process will not be shared or sold to third parties for marketing or promotional purposes.

Text messaging opt-in data and consent will not be shared with any third parties.

SMS Opt-In Methods

You may provide consent to receive SMS messages from Advantage Insurance LLC through one or more of the following methods:

Submitting a digital form
Completing a paper form
Providing verbal consent that is documented by our agency
Providing consent during a customer service, quote, or policy interaction

SMS Opt-Out Instructions

You may opt out of SMS communications at any time by replying STOP to any SMS message received from Advantage Insurance LLC.

You may also contact us directly by phone or email to request removal from SMS communications.

After you opt out, we may send a confirmation message to confirm that your opt-out request has been processed.

Help and Support

For help with SMS communications, reply HELP to any SMS message from Advantage Insurance LLC.

You may also contact us directly:

Phone: (352) 688-1518
Email: support@advantagefl.com

Message Frequency

Message frequency may vary depending on your quote request, policy status, service needs, claims activity, renewal timing, billing status, appointment activity, or other interactions with Advantage Insurance LLC.

You may receive up to 10 messages per week depending on your subscriptions and interactions with our agency.

Message and Data Rates

Standard message and data rates may apply. Advantage Insurance LLC is not responsible for charges from your wireless carrier.

Consent Not Required for Purchase

Consent to receive SMS text messages is not a condition of purchase. You may request quotes, purchase insurance, or receive service from Advantage Insurance LLC without agreeing to receive SMS text messages.

Privacy Policy

For more information about how we collect, use, and protect personal information, please review our Privacy Policy:

https://www.advantagefl.com/privacy-policy/

Changes to These Terms

Advantage Insurance LLC may update these Terms of Service from time to time. Updates will be posted on this page with a revised “Last Updated” date. Your continued use of the website, services, or communications after updates are posted means you accept the updated Terms of Service.

Governing Law

These Terms of Service are governed by the laws of the State of Florida, without regard to conflict of law principles.

Contact Us

For questions about these Terms of Service, please contact:

Advantage Insurance LLC
Phone: (352) 688-1518
Email: support@advantagefl.com
Website: https://www.advantagefl.com